UNBIASED
MORTGAGE
REVIEW

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Referral Code

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Current Lender

Who is your Lender?*

Satisfaction Rating

How satisfied are you with your current lender relationship?

Mortgage Details

What is your mortgage term?*

What is your mortgage balance?*

What is your interest rate?*

What is your rate discount?*

What is your mortgage payment?

What is your mortgage maturity date?*

Interest Savings

How much interest savings is significant?

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UMR FORMULA

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MATURITY DATE BREAKDOWN

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Break Mortgage Date

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Total Days Remaining

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Total Months Remaining Term

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Additional Days in Mortgage

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Total Months Remaining in Mortgage

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Remaining Years in Mortgage

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Rate Sheet for TD Bank

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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Rate Sheet for SCOTIA

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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Rate Sheet for BOM

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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Rate Sheet for CIBC

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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Rate Sheet for RBC

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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UMR Calculation

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2 Months Interests

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3 Months Interests

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IRD Diff

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IRD $

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UMR Evaluation

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Comparable Rate

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Best Market Rate

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Best Market Rate Total

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Prepayment Method

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Total Savings

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Penalty $

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